Car insurance is essential to protect yourself financially against any injuries you may sustain during a car accident. You may be lucky enough to only suffer a few minor injuries if your car accident is relatively low impact, however these injuries can still have a major impact in your life.
Most insurance companies will offer comprehensive cover for medical expenses which are the result of an injury. With Greenbee, for example, if you or anyone in the car is injured in a car accident, they will pay up to £100 in medical expenses for each injured person. This includes the passengers as well as the driver of the insured car.
Some common injuries that occur after a car accident include whiplash, bruising or damage to the spine. Whiplash is perhaps the most familiar injury after a collision in a car, as it occurs when the neck suffers a sudden jolt from a severe impact. Whiplash occurs when the soft tissue in the spine is stretched and strained in excess after a sudden impact that pushes the head forwards. Whiplash can also cause headaches and stiffness in the neck and back of the head, which can last from a few days to several weeks.
Bruising may occur after a car accident if your leg or arms are suddenly pushed against the fixtures of the car after a sudden impact. Your thighs, for example, may suddenly hit the steering wheel area. Bruises may not appear for a couple of days, but they can make walking very painful, for example. You may also suffer bruising or strain to your spine after an impact or car collision. The spine is very delicate, and any extreme and unexpected movement can strain the muscles around the spine and lead to severe stiffness and discomfort after the accident.
If you do suffer any of these minor injuries after a car accident, you should seek medical advice immediately. If you would like to make a claim for your injuries, you will need proof from a doctor or specialist to certify the damage you have suffered and how it has impacted on your day to day life.
There are some exceptions as to when injuries are covered after a car accident, however. If an injury is caused by suicide or attempted suicide using a car, or if the injuries occur when the driver is convicted of driving the vehicle under the influence of drink or drugs, then costs of injuries may not be covered. It is also essential that you wear a seatbelt at all times, as your injuries may not be financially covered if you are not wearing a seatbelt at the time of the accident.
Whilst it is important to drive safely at all times, it can also be reassuring to know that you are financially protected in case of injury during an accident.